Geico spends alot of money on commercials. Those cost alot of cash and I think I have it figured out how they can afford it. You pay your premiums and then when you have an accident, they try to pay you pennies on the value of your vehicle. I will be outlining my tale of woe which so far has ranged from a tramatic injury and putting up with non-payment from Geico for 11 months. Since I just got this site up, check back for more information on my story and others will be able to tell their own. Plus there will be some ideas on what you can do to fight their ways.